| |
Rev. 10/2010 |
|
FACTS |
WHAT DOES CARROLL COUNTY STATE BANK
DO WITH YOUR PERSONAL INFORMATION? |
|
Why? |
Financial companies choose how they share
your personal information. Federal law gives
consumers the right to limit some but not all sharing.
Federal law also requires us to tell you
how we collect, share, and protect your personal
information. Please read this notice carefully to understand
what we do. |
|
What? |
The types of personal information we
collect and share depend on the product or service you
have with us. This information can include:
■ Social Security number and
income
■ account balances and payment
history
■ credit history and credit
scores
When you are no longer our customer, we continue to share
your information as described in this notice. |
How?
|
All financial companies need to share
customers' personal information to run their everyday
business. In the section below, we list the reasons
financial companies can share their customers' personal information; the reasons Carroll County
State Bank
chooses to share; and whether you can limit this sharing. |
Reasons we
can share your
personal information |
Does Carroll
County
State Bank share? |
Can you limit this sharing? |
For our
everyday business purposes-
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus |
Yes |
No |
For our
marketing purposes-
to offer our products and services to you |
Yes |
No |
| For joint
marketing with other financial companies |
Yes |
No |
For our
affiliates' everyday business purposes-
information about your transactions and experiences |
No |
We don't share |
For our
affiliates' everyday business purposes-
information about your creditworthiness |
No |
We don't share |
| For our
affiliates to market to you |
No |
We don't share |
| For
non affiliates to market to you |
No |
We don't share |
|
Questions? |
Call 800-329-8620 or go to
www.carrollia.com/ccsb |
|
Page 2 |
_____________________________________________________________________________ |
|
| Who are we |
| Who is
providing this notice? |
Carroll County State Bank,126 W. 6th
Street, Carroll, IA 51401
Council Bluffs Savings Bank (a division of Carroll County
State Bank) |
|
What we do |
How does Carroll County State Bank
protect my personal information? |
To protect your personal information from
unauthorized access
and use, we use security measures that comply with federal
law.
These measures include computer safeguards and secured files
and buildings. |
How does Carroll County State Bank
collect my personal information? |
We collect your
personal information, for example, when you
■ Open an account or apply
for a loan
■ Pay your bills or
deposit money
■ Use your credit or debit
card
We also collect personal information from others, such as
credit bureaus, affiliates, or other companies. |
|
Why can't I limit all sharing? Federal law gives you the
right to limit only |
Federal law gives you the right to limit
only
■ sharing for affiliates'
everyday business purposes' information
about your creditworthiness
■ affiliates from using
your information to market to you
■ sharing for non
affiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing. |
|
Definitions |
|
Affiliates |
Companies related by common
ownership or control. They can be
financial and nonfinancial companies.
■ Carroll County State
Bank does not share with our affiliates. |
|
Nonaffiliates |
Companies not related by common ownership
or control. They can be financial and non financial companies.
■ Carroll County State
Bank does not share with nonaffiliates so they
can market with you. |
|
Joint marketing |
A formal agreement between nonaffiliated
financial companies that
together market financial products or services to you.
■ Our joint marketing
partners include credit card companies. |
| Other
important Information |
|
OTHER PRIVACY INFORMATION
Our Website and Children’s Privacy
Our website is directed to a general audience. We do not knowingly
solicit or collect information from children on our site. Visitors
may elect to provide us with personal information via E-mail or
online registration forms. This information is used internally, as
appropriate, to handle the sender's request. It is not disseminated
or sold to other organizations. Some areas of our Website may use a
“cookie” temporarily stored in the visitor’s computer memory (RAM)
to allow the web server to log the pages you use within the site and
to know if you have visited the site before. Visitors to this bank
Website remain anonymous. We do not collect identifying information
about visitors to our site. We may use standard software to collect
non-identifying information about our visitors, such as:
■ Date and time
our site was accessed
■ IP address (A numeric
address given to servers connected to the Internet)
■ Web browser used
■ City, state, and
country
■ The Bank uses this
information to create summary statistics and to determine the level
of interest in information available on our site.
