Real Estate Mortgage Loans
Let our expertise go to work for you to help you purchase or build
your dream home or to refinance your existing home to access your
equity that you have built in your home. CCSB's Real Estate Mortgage
Lenders keep up-to-date with all the latest programs available in
the secondary market. Whether you're a first-time homebuyer, trading
up or even trading down since the kids are gone, CCSB will make the
entire process quick and simple.
CCSB offers a variety of loan products to best fit your needs. Our
low down payment loans help the first-time homebuyer
purchase their home. We offer fixed rate loans with variable terms. Our expert lenders sift through
all the details to determine the best financing plan for you based
on your income, credit and amount of the down payment.
CCSB offers interim construction loan financing along with financing
for vacation homes and investment properties.
Home Equity Loans and Line of Credits
Take the advantage of being a homeowner and use the equity in
your home to obtain the cash you need. Receive the cash up-front and
take advantage of a fixed interest rate loan with fixed payments
with a Home Equity Loan or enjoy the flexibility with a revolving
Home Equity Line of Credit (HELOC) with a variable interest rate.
Obtain the cash now and again in the future, like a credit card but
typically with a lower interest rate. The interest on both choices
may qualify as a tax deduction. Be sure to ask your tax advisor.
Minimal closing costs. No application fees or annual fees.
Interested in finding out how much home you can afford?
Use the calculators below to find out.
How much will my fixed rate mortgage payments be?
Should I refinance?
Contact one of our Lending Officers at (712)
792-3567 or (800) 329-8620, Monday through Friday, 8:30 AM -
4:00 PM CST or email us to find out how Carroll County State
Bank can help you with your financial needs.
Email: ccsb@carrollia.com
